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    • Home
    • Services
      • All Services
      • Benefits Administration
      • Benefits Communications
      • Benefits Compliance
      • Employee Insurance
      • Small Business Insurance
      • Health Plan Consulting
      • Human Resource Support
    • FAQS
    • Blog
    • About Us
    • Contact Us
    • Career Path

  • Home
  • Services
    • All Services
    • Benefits Administration
    • Benefits Communications
    • Benefits Compliance
    • Employee Insurance
    • Small Business Insurance
    • Health Plan Consulting
    • Human Resource Support
  • FAQS
  • Blog
  • About Us
  • Contact Us
  • Career Path

Comprehensive Insurance for Small Businesses in Boston, MA

Boston-based consultant advising HR teams on small-business insurance.

Also Serving Waltham, MA

Choosing small business health insurance shouldn’t feel like a rushed and unsupported process. Troy Benefits Consulting serves Boston, MA. Employers narrow in on options that make sense for your company, control costs, and communicate clearly—so teams feel supported, and leaders stay focused. As an independent brokerage, we design insurance for small businesses that reflects your budget, your workforce, and your goals. From day one, we act as an extension of HR and finance for companies with 50–500 employees.

What We Provide for Boston Businesses

We build and maintain small business health insurance programs across medical, dental, vision, life, and disability, plus HSAs, FSAs, and HRAs. Our analysts compare carriers, networks, and plan designs, then present detailed, side-by-side recommendations. We also coordinate payroll integrations, onboarding technology, and ongoing HR support. The result is insurance for small businesses that is compliant, competitive, and easy to use.

Why A Proactive Brokerage Matters

Benefits are regulated, fast-moving, and high-stakes. We monitor Boston-area trends, renewal negotiation strategies, product updates, and carrier underwriting guidelines, translating complexity into practical choices. Expect a proactive renewal strategy, mid-year review, hands-on claims escalation, and employee education that drives confident enrollment. The more employees understand their benefits, the more they appreciate their employer. With our guidance, small business health insurance becomes a strategic asset, not a seasonal scramble.

Support That Lasts All Year

After your plans go live, we stay close. We assist in benefit administration, resolve carrier issues, and keep communications clear, empathetic, and timely. During open enrollment, we provide concise guides, decision trees, and live Q&As, so employees understand value, not just premiums. That’s insurance for small businesses done right—reliable, transparent, and consistently supported. Ready to make benefits a competitive advantage? Contact Troy Benefits Consulting for a Boston-based review of your small business health insurance today.

Frequently Asked Questions

Begin 120–150 days before renewal to allow time for underwriting, plan modeling, and employee feedback is ideal. Early starts improve leverage with carriers, especially if claims trends suggest a change in funding or network. We also use the time to tighten payroll and HRIS integrations, reducing open enrollment friction.


It can be, if claims volatility is manageable, stop-loss terms are strong, and you’re ready for monthly reporting. Level-funded models return a portion of unused claims dollars, which can improve long-term total cost. We benchmark carriers, analyze risk, and recommend whether to stay fully insured, phase in level-funded, or mix models across divisions.


We focus on three things: plain language, decision trees, and live support. One-page summaries and short videos beat dense PDFs, and virtual office hours let employees ask sensitive questions privately. Consistent, empathetic messaging builds trust, reduces after-the-fact surprises, and helps employees pick the plan that truly fits their needs, dependents, and budget.


Contact Us

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Offices in Waltham, MA and Boston, MA

303 Wyman Steet, 3rd FL, 02451

177 Huntington Avenue, 17th FL, 02115

781-472-2288

Hours

Mon

09:00 – 17:00

Tue

09:00 – 17:00

Wed

09:00 – 17:00

Thu

09:00 – 17:00

Fri

09:00 – 17:00

Sat

Closed

Sun

Closed

  


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