Health & Ancillary Plan Consulting

Troy Benefits Consulting is the leading strategic Boston area benefits consulting agency. Choosing the right health plan for your company can be considered a significant financial investment in your employees. For many companies, health insurance is one of the highest expenses after payroll. It is essential to find a strategic broker such as Troy Benefits Consulting that understands the immense financial responsibility. 

As part of our Health Plan Consulting services, we provide health plan design benchmarking reports, which includes data from nearly 19,000 employers and 32,000 plans nationwide. Our benchmarking tool allows us to give our clients the ability to see how their benefits compare to their competitors. We have established strong strategic partnerships with local and national insurance carriers which provides direct access to their systems and includes benefits administration, plan design, rates, products, and services. 

Troy Benefits Consulting wants to lay the foundation for your company's financial success. We provide an in-depth benefit and financial analysis for our clients, which allows them to make the most informed decision for their company. Our comprehensive plan design review includes contribution levels, fully insured, level funding, self-funded, and consumer-driven plans. Our goal is to make our clients benefits program as attractive as possible while balancing the needs of their budget. 


  • Comprehensive benefit and financial analysis, competitive marketing, plan design guidance such as fully insured, level funding, self-funded, and consumer-driven plans. 
  • Forecast financials so you can plan accordingly and adjust benefits as rates and marketplace trends change. 
  • Review claims quarterly if you are experience-rated.
  • Compare actual experience to prior renewal projections.      
  • Analyze claims data to find cost-saving opportunities for your plan. 
  • Explore alternative stop-loss vendors.
  • Complete a dependent eligibility audit.
  • Implement disease management or wellness initiatives or expand upon existing programs.
  • Educate employees on health care consumerism and how they can make informed health care decisions. 
  • Adjust plan design changes as necessary such as deductibles, copays, co-insurance, networks, and tiered health plans.
  • Review networks including in-network access and usage level, quality and tools for measurement, key additions and deletions and disruption studies. 

"Troy Benefits was excellent at handling my office health benefits and helping me make the right decision for the company. They also worked directly with my employees, helping them to choose what is best for them. It is nice to have a health insurance broker/company who helps so promptly and will answer all your questions rather than leaving a voicemail." Marie Presti Owner, The Presti Group, Newton & Stoneham, MA.

To learn more, or set up strategic Health Plan Consulting services for your company, call us today 781-472-2288.

 Health Plan Consulting

 Health Plan Consulting