All Services


Benefits Broker in Boston, MA

Benefits Administration

Benefits Administration

Benefits Administration


  •  Process administration of employee additions and terminations.

  • Resolve escalated claims sometimes as quickly as in one day. 

  • Implementation experts that never give you new case paperwork and say contact us if you have questions. We make sure you fully understand all questions on paperwork. We ensure your employees receive the benefits as they were always intended.

  • Tools on attracting employees, Interviewing, onboarding, maintaining high performers, terminating & exit interviews.

Benefits Communications

Benefits Administration

Benefits Administration


  • Create customized employee benefit guides that give employees a high level view of all their benefits including their payroll deduction amounts in both digital and paper format.

  • Create customized employee handbook.

  • COBRA administration.

  • Facilitate every aspect of open enrollment.

  • Visual guides such as videos and webinars.

  • Translation services

  • Customized digital surveys.

Benefits Compliance

Benefits Administration

Benefits Compliance



  • Real-time expert guidance, tools, and policies to promote compliance with state and federal laws such as Americans with  Disabilities Act, COBRA, Family and Medical Leave Act, Health Insurance  Portability and Accountability Act, Patient Protection & Affordable  Care Act and legislative updates.

  • Compliance checklist based on your employer size.  

  • Proactive compliance news and briefs.

Benefits Compliance



Data Analytics

Human Resource Services

Health Plan Consulting

We translate data into meaningful action items.


  • Analyze data from multiple sources to manage and negotiate plan costs. claims experience, exposure changes and high-cost claimant reporting. 

  • Benchmark reporting that analyzes how your benefits package including employer contributions compare to your competitors within your geographical location. 

  • Medical & prescription analytics, plan disruption analysis.

  • Employee retention strategies.  

  •  Analyze service including employee surveys, online services to assist in plan administration and communication pieces for employees.

  • Analyze financial including discounts delivered, return on investment on disease management and wellness programs, and ability to offer new products.

  • Benchmark plans the demographics, average annual cost for employees, average monthly employee contributions, deductibles, copayments, coinsurance and out-of-pocket, maximums.

Health Plan Consulting

Human Resource Services

Health Plan Consulting



  • Comprehensive benefit and financial analysis, competitive marketing, plan design guidance including contribution levels, fully insured, self-funded and consumer-driven plans. 

  • Forecast financials so you can plan accordingly and adjust benefits as rates and marketplace trends change. 

  • Review claims quarterly if you are experience rated.

  • Compare actual experience to prior renewal projections.

  • Analyze claims data to find cost-saving opportunities for your plan. 

  • Explore alternative stop-loss vendors.

  • Complete a dependent eligibility audit.

  • Implement disease management or wellness initiatives, or expand upon existing programs.

  • Consider plan design changes such as raising deductibles or copays for out-of-network providers, implementing a tiered prescription drug plan design, offering a consumer driven plan or increasing employee cost sharing in other ways. 

  • Review network including in-network access and usage level, quality and tools for measurement, key additions and deletions, and disruption study. 

Human Resource Services

Human Resource Services

Life, Disability & Dental


  • Customized self-service portal so employees can enroll in benefits.

  • Over 500 human resource tool-kits consistently updated and reviewed by a team of attorneys.

  • COBRA administration.  

  • Human resource audits.

  • Performance assessment and management strategies.

  • Time and attendance management system. 

  • Affordable Care Act: 2019 Compliance Checklist.

  • Affordable Care Act Toolkit.

  • Customized employee handbook with essential workplace policies. 

  • Full suite of educational materials: compliance briefs,  hundreds of short education videos on everything from changing legislation to explaining tax advantage savings accounts. 

  • Total compensation statements making sure employees understand the total value of employer contributions.  Their salary plus their benefits.

Life, Disability & Dental

Life, Disability & Dental

Life, Disability & Dental

Life and Disability Benefits Experts


  • Life both employer paid and employee paid.

  • Short-term & long-term disability benefits.

  • Dental plans.

  • Analysis comparing benefits and financials so you can make the best decision for your business.
  • Competitive marketing.

Service administration.

Pharmacy Management

Life, Disability & Dental

Pharmacy Management

Pharmacy Management Cost Containment

  • Guidance on delivery options so clients can reduce pharmacy cost including high-cost drug management for specialty and compound drugs manufacturer rebates, network spreads, mail-order and specialty pharmacy services.  

  • Assistance with prescription drug third-party administrators (PBMs).

  • Stop-loss coverage for prescriptions.


Life, Disability & Dental

Pharmacy Management



  • Customized online benefits enrollment platform.

  • Time and attendance tracking and a web-based compliance portal all of which can be accessed through mobile devices.

  • Online enrollment enables employees to self-enroll in benefit programs, review their benefit data and report life event changes.

  • Employees can choose plans based on eligibility criteria and can compare costs and coverage of previous elections against new offerings. 

  • Elections can be automatically applied to employee records.

  • Employees receive confirmations detailing their elections.

Employee Benefits

  • Health Insurance
  • Flexible Spending Accounts (FSA)
  • Dependent Care Accounts (DCA)
  • Health Reimbursement Arrangements (HRA)
  • Health Saving Accounts (HSA)
  • Dental Insurance
  • Voluntary & Non Voluntary Life Insurance
  • Short Term & Long Term Disability Insurance 
  • Key Person
  • Vision Insurance 
  • Employee Assistance Programs 
  • International Plans/Expatriate Plans
  • Commuter Benefits 
  • Wellness Programs 

Workplace Wellness

Customized Wellness Programs for Employers of All Sizes

Troy Benefits Consulting offers an annual complementary Company Wellness Event. Workplace Wellness Nutritionist partners with you and your employees to create a healthier workforce & build company loyalty by:

  • Hosting an interactive Lunch & Learn. Become inspired. Discover new ways to incorporate healthy food chooses. 
  • One-On-One Nutrition Counseling. Become empowered. Complementary 10 to 15-minute phone session for each employee. They will have the opportunity to ask questions & learn how to holistically improve their health in confidence and at a time that is convenient for them.

Outside of the annual complimentary Company Wellness Event, employees and employers have the option to continue working with Nutritionist through the following options: 

One-On-One Nutrition Counseling 

  • Become empowered. Tailored, in-depth counseling where employees can finally achieve their lifelong goals with someone rooting for them every step of the way.

Interactive Lunch & Learns

  • An inspiring and eye-opening experience learning about trending nutrition topics and new ways to incorporate healthy food chooses.
  • Hands-on delicious, educational food demonstrations that employees can implement into their daily life.

Wellness Challenges 

  • Unique challenges that every employee will be excited to participate in. These challenges will cultivate mindful, motivated employees while achieving the company's measurable goals. Let your employees choose to increase their heart rate through the Steps Challenge, feel more confident through the Weight Loss Challenge or make their coworkers day through the Kindness Challenge. 
  • Option #1: Quarterly Lunch and Learns
  • Option #2: Bi-Monthly Lunch and Learns
  • Option #3: Bi-Monthly Lunch and Learns with Wellness Challenges  

Workplace Wellness. A Healthier Workforce. Build Company Loyalty.

Workplace Wellness. A Healthier Workforce. Build Company Loyalty.

Additional Services

We extend our Professional Network so you can focus on what matters most your business.

Our Professional Network of Experts has been selected because of their level of expertise and for their exemplary customer service. Our Network of Professional consist of  Business Bankers, Corporate Attorneys, Certified Public Accounts, Commercial & Personal Insurance Specialists, Financial Advisors, and Payroll Providers. 

  • Accounting & Tax Services
  • Business Banking
  • Business, Errors & Omission & Workers Compensation Insurance
  • Corporate Legal Services
  • IT Services 
  • Payroll Services
  • Retirement Planning